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A Debt in the Family occurs when Hawke chooses to tell Knight-Captain Cullen that Keran (the templar rescued from Tarohne) cannot be trusted, and has him thrown out of the templars. At the beginning of Act Two, Templar Recruit Margitte in the Gallows courtyard will mention Keran's family's debt if Hawke speaks to her.
To complete the quest, simply go to the docks at night and talk to Senestra the Snake. Senestra decides your head would be worth more than your help. No dialogue options are available, and defeating the ensuing ambush completes the quest.
- Chum-Cutter - looted from Senestra's corpse
If you complete this quest before talking to Templar Recruit Margitte she will remain in the gallows. Her dialog remains the same, as if you haven't done the quest yet.